The war on Ukraine

Riga 3/3/2022. The invasion of Ukraine has shocked people throughout 4finance. Many of our markets are in eastern Europe – from the Baltics and the Czech Republic to Bulgaria and Romania – and we feel deeply saddened by these events...

Smart lending
made simple

Smart lending made simple

4finance is a global leader in digital consumer finance.
We get money to people in a fast, convenient way that fits their lifestyle.
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More than
70%
of customers apply via their mobile phones
More than
22 million
provided Loans
Instalment loans and Lines of credit comprise
>50%
of net portfolio
More than
€10 billion
total loans

Our products

Our products

We get money to people when they need it – quickly, conveniently and responsibly.
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Latest Press Releases

4finance Holding S.A. reports results for the twelve months ending 31 Decemeber 20254finance Holding S.A. reports results for the twelve months ending 31 Decemeber 2025
February 27, 2026
4finance Holding S.A. reports results for the twelve months ending 31 Decemeber 2025

27 February 2026. 4finance Holding S.A. (the ‘Group’ or ‘4finance’), one of Europe’s largest digital consumer lending groups, today announces unaudited consolidated results for the twelve months ending 31 December 2025 (the ‘Period’).

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4finance completes sale of TBI Bank to Advent International4finance completes sale of TBI Bank to Advent International
February 27, 2026
4finance completes sale of TBI Bank to Advent International

Luxembourg, 27 February 2026. 4finance Holding S.A. (the “Group” or 4finance”) announces the successful completion of the previously disclosed sale of TBI Bank EAD to Advent International.

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4finance appoints Nicholas John Philpott as Group Chief Financial Officer4finance appoints Nicholas John Philpott as Group Chief Financial Officer
December 22, 2025
4finance appoints Nicholas John Philpott as Group Chief Financial Officer

Luxembourg, 22 December 2025. 4finance Holding S.A. (“4finance”), one of Europe’s largest digital consumer lending groups, announces the appointment of Nicholas John Philpott as Group CFO, effective 10 January 2026.

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Careers

Careers

The success of 4finance is due to our people. We are proud of our professional, experienced and talented team.
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