COMpany
Company
About us
One of Europe's largest digital consumer lending groups
What we do
We offer instalment loans, lines of credit and single payment loans, products designed to meet our customers’ needs
Management & Board
Experienced international management team
Products
Simple, convenient and transparent
Locations
We are a diversified lender, operating in 11 countries
Responsible lending
Responsible lending guides our overall behaviour
Values
Read more about our values
History
Since the launch of our online loans in 2008, 4finance has grown to become one of Europe’s largest digital consumer lending groups
Corporate Social Responsibility
4finance aims to be a good corporate citizen everywhere it operates
UN Global Compact
Our commitment to the Ten Principles and Strategic Development Goals
Investors
Investors
Press Releases
All the press releases from the 4finance Group
Results, reports and presentations
All the financial results publications from the 4finance Group
Financial Calendar
We seek to keep investors well informed through regular reporting and conference calls
Bonds in Issue
We are funding our growth through diverse and long-term sources of finance
Investor Contact
Subscribe to our email distribution list for company results and updates
Presentations
We participate in events and seminars to keep the financial community well informed
Careers
Careers
4finance Careers
Life at 4finance
Our Offices
Find your position
Contacts
Contacts
HQ
Local Teams
Investors
Previous refinancing transactions
EUR 2025 bonds put option notice Jan 2022
4finance Put Option Results
4finance Put Option Notice
4finance Repurchase Request Submission Form
4finance Special Confirmation with Blocking Notice
Documents
Prospectus – November 2016
EUR Terms and Conditions (December 2023)
EUR bond amendment process documentation – Autumn 2023
Voting results
Resolution – Notarial Deed
4finance EUR 2025 bondholders approve refinancing (German)
4finance EUR 2025 bondholders approve refinancing
English
Invitation to Vote
Proforma Amended Terms and Conditions
Proforma Amended Terms and Conditions Redline
Vote Guidelines
Vote Submission Form
Proxy Form
Data Protection Notice
Special Confirmation with Blocking Notice
German
Vote Guidelines
Vote Submission Form
Proxy Form
Special Confirmation with Blocking Notice
EUR bond amendment process documentation – summer 2021
Pro-forma Amended Terms and Conditions Redline
Pro-forma Amended Terms and Conditions
Voting results
4finance EUR bondholders approve refinancing
4finance EUR bondholders approve refinancing (German Version)
Resolution – Notarial Deed
English
Invitation to Vote
Vote Guidelines
Vote Submission Form
Proxy Form
Data Protection Notice
Special Confirmation with Blocking Notice
German
Vote Guidelines
Vote Submission Form
Proxy Form
Special Confirmation with Blocking Notice
EUR bond amendment process documentation – summer 2020
Documents
Prospectus – November 2016
Amended Terms and Conditions
Voting results
4finance Announcement of Results
Resolution – Notarial Deed
Announcement of Completion
Documents for amendment process
4finance Invitation to Vote
4finance Vote Submission Form
4finance Special Confirmation Blocking Notice
4finance Proxy Form
4finance Vote Guidelines
4finance Data Protection Notice
German language forms
4finance Vote Submission Form
4finance Special Confirmation Blocking Notice
4finance Proxy Form
4finance Vote Guidelines
Documents
Prospectus – November 2016
EUR Terms and Conditions (December 2023)
EUR bond amendment process documentation – Autumn 2023
Voting results
Resolution – Notarial Deed
4finance EUR 2025 bondholders approve refinancing (German)
4finance EUR 2025 bondholders approve refinancing
English
Invitation to Vote
Proforma Amended Terms and Conditions
Proforma Amended Terms and Conditions Redline
Vote Guidelines
Vote Submission Form
Proxy Form
Data Protection Notice
Special Confirmation with Blocking Notice
German
Vote Guidelines
Vote Submission Form
Proxy Form
Special Confirmation with Blocking Notice